Understand your healthcare coverage.
About Your Supplemental Benefits
Supplemental benefits, including the Wellness Program, Employee Assistance Program (EAP), FSAs, and life insurance plans, are available to full-time employees, retirees, and dependents. Some benefits are included with plan benefits, while others may be added at your own expense during enrollment.
Included Benefits & Programs
Wellness Program
Healthy, active lifestyles can help reduce the risk of chronic disease and may lower your annual healthcare costs. We care about your total well-being and encourage all employees to engage in our wellness resources at no-cost.
The JHMB’s WellPATH Employee Wellness Program is designed for, and by, Fresno Unified School District employees. WellPATH offers a variety of wellness-related educational opportunities and activities throughout the year to help employees along their path to better healing.
Employees and their dependents 18 years of age and older who voluntarily participate and successfully complete certain wellness related activities become eligible to win great prizes. These include gift cards for completing monthly quizzes and annual wellness screenings, as well as raffles for participating in wellness challenges. Visit the WellPATH page for more details about the wellness offerings available to you and your family.
- Wellness Challenges
- Group Fitness Classes
- Personal Training
- Wellness Coaching
- Online Wellness Assessments
- On-Site Biometric Wellness Screenings
- Flu Vaccinations
- Educational Seminars
Employee Assistance Program
Fresno Unified School District and the Joint Health Management Board understand that you and your family members might experience a variety of personal or work-related challenges. Through the Claremont EAP, you have access to resources, information, and counseling that are fully confidential and at no cost to you.
All employees, retirees, dependents of employees and retirees, and members of your household are covered for the following consultations—up to five face-to-face sessions per family member per year per incident are covered.
You may access and schedule these consultations by contacting Claremont EAP by phone at (800) 834-3773, or online at www.claremonteap.com.
- Childcare & Eldercare Assistance
- Emotional Issues
- Marital, Relationship, or Family Problems
- Bereavement or Grief Counseling
- Substance Abuse
- Identity Theft
- Financial Support Services
- Legal Support Services
- Work/Life Services
Flexible Spending Accounts (FSAs)
The District, in partnership with American Fidelity, offers flexible spending account plans that let you use pre-tax dollars to cover eligible healthcare and dependent care expenses. There are different types of FSAs that help to reduce your taxable income when paying for eligible expenses for yourself, your spouse, and any eligible dependents, as outlined below.
The Flexible Spending Account (FSA) allows participants to receive reimbursements for eligible expenses incurred during the plan year and grace period. Participants are encouraged to keep itemized receipts as they may be requested for claim substantiation. Manual reimbursement requests can be submitted through fax, mail, online, or using the AFmobile app. Reimbursements can be received by mailed check or direct deposit into a personal checking or savings account.
Your annual contribution amount, within the maximum limit, must be determined at the time of enrollment each year. FSA plans do not automatically renew each year. If you currently participate in the District’s FSA plan, you must re-enroll and set your annual contribution amount for the upcoming year. Once enrolled, you will have online access to view your FSA balance, check on a reimbursement status, and more.
Participants in the Healthcare FSA Plan have the option to request a Healthcare FSA Plan Debit Card for convenient payment of eligible healthcare expenses. The debit card deducts the expense amount directly from the Healthcare FSA Plan account, eliminating the need for out-of-pocket payments. However, receipts must be saved as proof of eligibility. In the event of termination, participants may preserve their funds and continue reimbursement for eligible expenses incurred before the termination date. It is important to contact the Benefits Department for further guidance to avoid permanent forfeiture of funds. The FSA Store (www.fsastore.com) can be used to purchase eligible healthcare FSA plan items.
- Healthcare FSA
- Dependent Care FSA
Life Insurance & AD&D
In the event of your death, Life Insurance will provide your family members or other beneficiaries with financial protection and security. Additionally, if your death is a result of an accident or if you become dismembered, your Accidental Death & Dismemberment (AD&D) coverage may apply.
Basic Life/Accidental Death & Dismemberment (AD&D) Coverage
This benefit is paid for in full by the Joint Health Management Board. The benefit amount is $30,000 regardless of age. This benefit is under the $50,000 IRS limit and can be received on a tax-free basis.
Voluntary Dependent Life Insurance
This benefit is available for dependents of employees who qualify for the Employer Paid Basic Life and AD&D at an employee cost of $6 per year.
Voluntary dependent life insurance for a spouse dependent or an unmarried child under age 26 is $1,500.
Voluntary Employee Paid Additional Life Insurance
Additional life insurance coverage through The Standard can supplement the employer-paid insurance.
- For Employees: Increments of $10,000 up to a $300,000 maximum (not exceeding 5x of annual earnings)
- For Spouse/State Registered Domestic Partner: Increments of $5,000 up to a $150,000 maximum.
- For Children: $100 for ages 14 days to 6 months; $5,000 to $10,000 from 6 months to 26 years old
View the Benefit Information Guide for more information, including eligibility and whether you need to fill out a medical questionnaire (Evidence of Insurability) to qualify.
Travel Assistance
Your Group Life insurance benefits through Standard Insurance Company include Travel Assistance. That means you can get help with everything from pre-trip planning to dealing with emergencies, whenever you travel more than 100 miles from home or internationally for trips of up to 180 days. Travel Assistance is available around the clock and around the world.
Learn more about this benefit’s services in Standard’s flyer on Travel Assistance.
Life Services
Your Group Life insurance benefits through Standard Insurance Company includes assistance during a loss. That means you can get help with a range of issues, such as creating a will, making advanced funeral plans, and managing finances. View the Life Services Toolkit by The Standard for more information.
Frequently Asked Questions
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